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Money Saving Tips for Living and Working in Japan

Written by Admin | May 21, 2026 3:37:12 AM

Working in Japan is a dream for many people because of the better income opportunities and international work experience. However, without good financial management, even a large salary can quickly run out due to the high cost of living in Japan. This makes it difficult for many foreign workers to manage their expenses if they are not disciplined from the start.

Therefore, it is important for workers to start adopting a frugal and wise lifestyle in order to achieve their goals of working in Japan. Making a list of monthly priorities can help you distinguish between what is important and what is just a whim.

 

1. Cook Your Own Food

One of the most effective ways to save money while living in Japan is to cook your own meals. In fact, the Japan National Tourism Organization also recommends this habit as a cost-saving solution for migrants.

Self-cooking has become the choice of many people in Japan, especially foreign workers, students, and migrants who want to enjoy quality food without having to spend a lot of money every day. In addition to being more economical, cooking yourself also makes expenses more controlled and a healthier diet. Some simple tips include cooking for several days at a time, bringing lunch to work and choosing discounted ingredients or local products.

 

2. Utilize Discounts or Promos

In Japan, discount culture is very common, especially on fast food and daily necessities. One of the favorite places to hunt for discounts is supermarkets and convenience stores or konbini. Towards the evening, especially around 7pm until the store closes, many fast food items start to be discounted. Usually, products will have discount stickers such as 20% OFF, 30% OFF, and 半額 (hangaku) which means half price. Buying food at a discount is not just about finding a bargain, but has become a common shopping strategy.

Aside from food, Japan is also known for having major discount seasons that take place quite frequently throughout the year. Stores usually hold seasonal sales, clearance sales, and end-of-season deals on clothing, electronics, and household goods. For this reason, many people in Japan prefer not to rush to buy items at normal prices and rather wait for a discount to save money.

 

3. Buying at Secondhand Stores

One frugal solution that is widely utilized is shopping at second hand stores. In Japan, these stores sell a variety of necessities at much more affordable prices, ranging from winter jackets, shoes, bags, to household supplies.

Interestingly, the quality of second-hand goods in Japan is generally still very good. This makes second-hand shops a reasonable option, especially for newcomers who are still adjusting to the cost of living. This is especially helpful for foreign workers, especially when they first arrive and are still adjusting to the cost of living.

 

4. Using Public Transportation

Japan is known for its modern, efficient, punctual, and convenient public transportation system. Using the train or bus is much more economical than using a taxi. From JR Passes to day passes, each option has its own advantages depending on your needs and itinerary.

 

In addition, for those who live close to their workplace, walking or cycling is also a common alternative. Not only does it help save on transportation expenses, but it also provides the added benefit of health and a more active lifestyle.

Working in Japan is not just about earning more money, it is also about learning to be more disciplined, independent and wise in managing your finances. In a country with a high cost of living, being able to differentiate between needs and wants is key so that the fruits of your labor don't go to waste.

Simple habits such as living frugally, saving regularly, and being more selective when shopping can help realize long-term goals, from helping families, building businesses, to preparing for the future after returning to Indonesia.

 

In the end, the success of working abroad is not only measured by the amount of salary received, but by how smartly we manage the fruits of our labor into something valuable in the future.